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Business Financing From A to Z

12

license info: fully licensed by lending authority

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Business Financing From A to Z
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Business Owner -

This is Steve Downing at Clearsailing Financial in Clearwater Beach, Florida. We lend nationwide!

We do everything: SBA Loans, Franchise Loans, Commercial Real Estate, Equipment Loans/Leasing, Truck Financing, General Business Loans, Standard Invoice Factoring and more.

To start with, reply for details and tell me:
1. Your situation and how much you need to borrow
2. Time-in-Business, Credit score and Business Annual Gross

Steve Downing

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Services Offered
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1) Equipment Loans/Leasing - up to $1.5MM
- We finance anything that doesn't Shoot, Fly or Float!
- 625+ Credit Required
- 3 months to 2 years time-in-business - capped at $35K
- 2+ years time-in-business - up to $1.5MM
- Deferred payments and 100% financing available
- No startups

2) SBA Loans - The Gold Standard
- Long Term, Very Low Interest
- 650+ Business owners' personal credit score
- No Bankruptcies or foreclosures in the last 3 years
- No Outstanding tax liens
- No Delinquencies and/or default on government loans
- Business owners must be U.S. citizens or legal permanent residents
- Business/personal cash flow to service all debt payments . . .
- demonstrated by tax returns and interim financial data

3) Franchise Financing
- Franchise Packages
- Franchise Equipment Loans
- Serving Hundreds of Franchises
- Non-Franchise, too!

4) Real Estate Loans
- Commercial Property and Business Acquisitions
- Factories, Warehouses, Shopping Centers
- Fix/Flip, Rental & Fix/Rent Loans
- Multifamily Bridge Loans
- New Construction Loans
- No Owner-Occupied

5) High-end Commercial Loans - Up to $100MM
- Fixed interest rates (4% to 7%), 10 to 25 yr. term
- 10+ National Lender partners
- Large Projects: MUST have Full Business Plan
- Large Projects: MUST have a Clear, Concise Executive Summary
- Large Projects: MUST have Sources and Uses Statement
- Large Projects: MUST be ready for funding
- Large Projects: MUST have down payment to share risk - No "Zero Down" deals:
- Large Projects: We do NOT arrange Equity Partnerships

6a) Truck Loans and Heavy Equipment Financing
- Across the USA and Canada
- 640+ Credit Required
- 3 Months Minimum Time-in-Business
- Trucks: Big Rigs, Straight Trucks, Dump Trucks, etc.
- First Truck or Fleet Expansion
- Trailers: Reefers, Dry Vans (heated, vented, etc.), etc.
- Heavy Equipment: Bulldozers, Cranes, Excavators
- Farm Equipment: Tractors, etc.

6b) Freight Factoring - Exclusive to trucking
- Industry Leading rates
- Fuel discount cards
- No monthly minimums
- No start-up fees
- Free same day funding
- Free credit search tool

6c) Commercial Work Truck Protection
- Class 3 through Class 8 truck warranty programs
- 10 years old and newer vehicle coverage
- Multi-year options for Engine, Transmission, and/or Differentials
- Turbo and Emissions package
- Tow Services: Breakdown and collision assistance anytime, anywhere
- 24/7 live claims service
- Multilingual call center assistance

7) Standard Business Invoice Factoring
- We will purchase your invoices, providing immediate working capital
- Invoice Factoring is more cost effective than Working Capital loans
- If your business has aged A/R invoices (30+, 45+, 60+, etc.), we can help
- $30K+ monthly gross required to qualify for Invoice Factoring

8a) Small Business Working Capital Loan #1 (Revenue-based)
- $10K+ average monthly gross income
- $20K+ average monthly gross income for Trucking and Construction
- Credit 480+
- 3 months minimum Time-in-Business - No Startups
- No upfront fee

8b) Small Business Working Capital Loan #2 (Credit-based)
- $20k - $150k unsecured line of credit
- Only criteria are credit history and score
- 600+ Credit Score Required
- MCA Consolidation: irrespective of credit
- Veteran advantage increases funding amount
- Startups okay
- No upfront fee

8c) Small Business Working Capital Loan #3 (Credit-based)
- $20k - $150k unsecured line of credit
- Only criteria are credit history and score
- 700+ Credit Score Required
- Overall strong credit history
- No foreclosure, bankruptcy, judgment or short sale
- At least 1 open credit card, 3 open TL's
- Startups okay
- No upfront fee

9) Business Term Loan - Non-SBA - $20K to $200K
- Term Loan - 3 to 7 years
- 700+ Credit Score Required
- Overall strong credit history
- Debt-to-Income less than 40%
- Must be currently employed
- Personal Income $35K+
- No foreclosure, bankruptcy, judgment or short sale
- At least 1 open credit card, 3 open TL's
- Startups okay

10) High-end Personal Loans - Can be used for business purposes
- Trust Pilot Rated 5-STARS (Excellent)
- 700+ Credit Score, Strong Credit History
- Credit Card Usage 40% or Under
- Minimum Amount: $1K
- Maximum Amount: $100K

11) ROBS - Rollovers for Business Startup ($50K minimum)
- Rainmaker (TM) Plan: Franchise or Non-Franchise
- Access your retirement assets to start/buy a business
- Can be used to qualify for an SBA Loan
- Qualify with 401(K), IRA or other eligible retirement accounts
- Not a Loan: No Debt, No monthly Payments
- Bad Credit is "Okay" - Bankruptcy is "Okay"
- Tax Free, No Penalties

12) Stock Loans - Up to $100MM
- Asset-based Loans backed by Securities
- Loan-to-Values 75% to 97%
- $75K Minimum Loans ($100K Minimum Portfolio)
- Public, Free-trading Securities, Only
- Securities must be valued at $5+ per share

13) Luxury Asset Loans - Up to $10M
- Loans Backed by Luxury Assets
- Minimum Loan $10K - Minimum Valuation $20K
- Maximum Loan $10MM - Maximum Valuation $20MM
- Assets insured by Lloyd's of London
- Licensed in Newport Beach, California
- Assets Stored in Secure Storage Center
- Private, Discreet Consultation
- Lending is Fast - Most Funded within 24-hours
- No Credit Check
- No Income Verification:
- No Tax Returns and No Bank Statements

14) Oil Lease Financing - up to $100MM
- Letter of Intent or Purchase/Sale Agreement
- Target Company financial statements required
- Need References and Resumes
- Need Production History, Reserve Report, Decline Curves, etc.

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Again, to start with, please reply for details and tell me:
1. Your situation and how much you need to borrow
2. Time-in-Business, Credit score and Business Annual Gross

Cheers!

Steve

Steve Downing
Clearwater Beach, Florida
We Lend Nationwide: Across the USA

















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  • do NOT contact me with unsolicited services or offers

post id: 6962101382

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