compensation: We are a dedicated group of mortgage loan professionals and offer competitive salary and benefit packages. Background checks are performed prior to hire. employment type: full-time
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*Email Resume - Interviews start April 2019*
American Eagle is seeking a Loan Processor to join our dynamic team. The Loan Processor is responsible for performing a variety of processing duties for an underwriting submission, loan closing and loan funding. The Loan Processor is responsible for gathering and reviewing all of the loan documentation provided, ensuring the loan file is in accordance with agency, investor and all applicable regulatory guidelines.
> Review new loans and condition submissions to analyze credit, asset statements and income documents to calculate debt to income ratios, funds required for closing and reserve requirement.
> Review all documentation obtained and ensure that it corresponds directly to the loan or product type chosen by the borrower.
> Request and review documentation in the file to meet agency guidelines, along with any Investor specific overlays for each loan product.
> Process applications from time of receipt of application to submission of the loan package to underwriting.
> Gather, organize and track loan documentation.
Work with lenders, applicants, underwriters, appraisal department and others to complete processing
> Resolve customer service issues.
> Verify customer income documentation and resolve routine title issues, including vesting issues and various liens.
> Execute closing actions to ensure a timely and effective closing process.
> Other duties and tasks assigned as needed by the Loan Advisor.
Education and Experience:
High School Diploma is required, some college coursework is preferred
1-3 years’ experience of processing in the mortgage industry is required
Experience in processing Conforming, Jumbo and FHA loans
Thorough knowledge of federal and state regulations and requirements with emphasis on MDA, TILA and RESPA reform
Tactfulness and proven ability to handle sensitive and confidential situations
High energy, self-motivated and service orientated attitude
Strong interpersonal, written and verbal communication skills
Strong organization skills, attention to detail and problem solving skills
Ability to handle extensive pipeline and ability to meet deadlines in a fast paced environment
Demonstrate sensitivity and tack in handling highly confidential information
***Please no recruiters or agencies***
Principals only. Recruiters, please don't contact this job poster.
do NOT contact us with unsolicited services or offers