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In the snowball method, your goal is to pay off loans with the lowest principal balance first. Pay the minimum amount on every loan then sink the rest of your spendable money into the loan with the lowest principal balance. If multiple loans have similar balances, prioritize the one with the highest interest rate.
This method is only slightly worse than the avalanche method in terms of absolute money saved in the long run.
Why would anyone choose this over the avalanche method?
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